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Record-low mortgage rates, pent-up demand and a large selection of properties bode well for Florida Real Estate Buyers. The Hot Florida real estate market from 2003 to 2005 has dissipated. From 2006 to the present, there has been an increasing inventory of listings with asking prices well below the actual purchase price. The majority were speculators that got caught up in the frenzy. No one can predict the bottom for national, regional or even local real estate. The one thing that is certain is the amount of bargains that now exist...that may not be on the market for those waiting for the bottom. A detailed comparable analysis, days on the market, sellers purchase price, sellers current mortgage outstanding, use as an investment or permanent residence is the first step to review on any property that interests. The second step is not to deal with the Sellers Listing Agent...but to use a Buyers Agent... with strong experienced negotiating skills to help you determine an offering price on the property you want to purchase.

Each transaction is individual. Many recent sales were rock bottom purchases for the Buyers.

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We are a Team of Buyers Agents
We specialize in Waterfront Homes and Gulf Front Condos
in Pinellas, Pasco, Manatee, Hillsborough. Hernando and Sarasota Counties.

Max Kuzmicz, Rob Kuzmicz Team Leaders at Charles Rutenberg Realty, Inc.
1545 S. Belcher Rd, Clearwater Florida 33764



The data relating to real estate for sale on these web site pages comes in part from the IDX Program of the Pinellas Suncoast Association of Realtors (PSAR). Real estate listings held by brokerage firms other than Charles Rutenburg Realty, Inc. are marked with the Broker Reciprocity logo. All information deemed reliable but not guaranteed. All real estate is subject to prior sale, change or withdrawal. Information is being provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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There are thousands of subdivisions & cities in the Tampa Bay Florida Area with Real Estate For Sale. We service Pinellas, Pasco, Sarasota, Manatee, Hernando & Hillsborough County. We specialize in Gulf Front Condos Waterfront Homes Belleair Luxury Florida Estates and Golf Course Homes